Last updated: [DATE]

Welcome to [markwynter.com] (“we,” “us,” “our”). These Terms & Conditions (“Terms”) govern your access to and use of [markwynter.com] (the “Site”) and any related services. By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Eligibility

You must be at least 18 years old, or have reached the age of majority in your jurisdiction, to use the Site. By using the Site, you affirm that you meet this requirement.

2. Use of the Site

• You agree to use the Site only for lawful purposes.

• You will not upload, post, or transmit any content that is illegal, harmful, infringing, obscene, or otherwise objectionable.

• You agree not to interfere with or disrupt the Site or its servers, or bypass any security measures.

3. Intellectual Property

• All content on the Site, including text, images, graphics, logos, and software, are our property or licensed to us.

• You may view and download content only for personal, non-commercial purposes.

• All rights not expressly granted are reserved.

4. User-Generated Content

If the Site allows user submissions (e.g., comments, reviews):

• You retain ownership of what you post, but you grant us a perpetual, irrevocable, royalty-free, worldwide license to use, modify, reproduce, distribute, and display your content.

• You are responsible for ensuring your content does not infringe on third-party rights.

5. Privacy

Your use of the Site is also governed by our [Privacy Policy], which explains how we collect, use, and disclose your personal information.

6. Third‑Party Links

The Site may contain links to third‑party websites. We are not responsible for their content or practices. Accessing those sites is at your own risk.

7. Disclaimers

• The Site is provided “as is” without warranties of any kind, express or implied.

• We do not warrant that the Site will be free of errors, uninterrupted, secure, or available at all times.

8. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• Any indirect, incidental, consequential, or punitive damages arising from your use of the Site.

• Damages resulting from technical malfunctions, breaches, or lost data.

9. Indemnification

You agree to defend, indemnify, and hold us harmless from any claims, liabilities, damages, or expenses (including legal fees) arising from your breach of these Terms or your misuse of the Site.

10. Termination

We may suspend or terminate your access to the Site without notice if you violate these Terms or for any other reason. Upon termination, your license to use the Site ends immediately.

11. Governing Law

These Terms are governed by the laws of [YOUR STATE/COUNTRY], without regard to its conflict-of-law rules. Any disputes will be resolved in the courts of [JURISDICTION].

12. Changes to These Terms

We may update these Terms at any time by posting the new version on this page with a revised “Last updated” date. Continued use after changes indicates acceptance.